Interest rates
While we rate ING Direct as Interest rate main stream we do consider them to be at the better edge of the range when the actual rate and loan costs and features are taken into account.
Loan to valuation ratio
97% loan - No
95% loan - No
90% loan - Yes with capped LMI and a genuine savings requirement. There are maximum lending amounts based on location also.
80% loan -
Credit score
Yes
Cash out
Yes with purpose
Family pledge
Yes
Favourable purchase
Yes
Bridging
No
Rate lock
Yes
Repayment Holiday
No
Income
Not rated.
Negative Gearing
Not rated.
ING Direct
