Interest rates
Interest rate main stream - SmartSaver, SmartFit
Loan to valuation ratio
97% loan - no
95% loan - $750k with six months genuine savings, not for investment property, not for refinance, LMI can be capped.
90% loan - $1m with six months genuine savings, investment property, refinance, service capacity.
80% loan - If there is no LMI no credit scoring, cash out refer to lender up to 85%.
Favourable sale allowed.
Bridging allowed.
Rate lock available.
Lender:
Adelaide Bank